The rolled coin affair

A couple of weeks ago I scooped up the jars and piles of coins on my dresser, counted them, and fit them into many paper rolls. This Saturday, I brought the rolls to my bank in my canvas shopping bags. And the bank wouldn’t accept them! I was incensed. I’ve never been to a bank that didn’t accept money. Here’s the letter I mailed on Monday:

Today I tried to deposit rolled coins into my account and was refused. The teller told me I had to unroll the coins and deposit them in a machine in the waiting area, even though I explained that I had spent a long time rolling them.

If you do not trust me with rolled coins, then why should I trust your machine, let alone trust you with my bank account, electronic paycheck, Social Security number, and personal financial information? I bank with you because I support local businesses, believe that credit unions provide superior customer service, and like the benefits of credit union membership. In return I expect the bank to trust me and accept the money that I have prepared for deposit into my own account. If this arrangement is not acceptable to you then I will consider banking elsewhere.

Please let me know when I may bring my rolled coins in for deposit. If you prefer you may unroll and count them yourself, as I have already done. Of course, if you find a discrepancy you already know where I live and work.

And so I forgot about it but the branch manager e-mailed me today. He says I can bring my coin rolls in and they’ll take it without me having to unwrap them.

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Adam's artificial habitat is my official website and blog. I write as often as I can, so it is the best way to keep up to date on my goings-on.

2 thoughts on “The rolled coin affair”

  1. Awesome. I hope they realize how stupid it is. And you know, you’d think that they could find out how much a roll of 50 pennies (or whatever) weighs, and then just weigh the rolls if they thought it was such a big deal. The worst would have been if you had to use their coin sorter, AND pay for it. Do you think you’ll just bring coins in and throw them in the sorter now, or will you continue to roll out of spite? 😀

  2. The teller did explain to me that people have been deposit coin rolls with metal slugs fronted with a quarter on each end so that it looks and weighs like 40 quarters. I can accept that (thought I can’t believe it’s cost effective for the perpetrator). However, I’ve been to banks that don’t make a big deal of it. In Mississippi a teller once opened one quarter roll just to check and that was the end of it. No big whoop. Like I said, they know where to find me if I short them.

    In the future, now that I know, I’ll just bring loose coins and put them in the machine. No way in hell, though, am I going to unroll this bunch of coins after spending a whole evening counting and wrapping them. We’ll see what happens Saturday.

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